Every week I set aside 30 minutes to sit back, relax, turn on Netflix, and go through the week’s accumulation of junk mail. One pile for recycling, one pile for shredding, and one pile for further investigation. After wading through 7 new offers for “pre-approved” credit cards and 4 offers for debt-consolidation services, I came across this… Not the most pleasant news to receive on a relaxing Sunday. Turns out I have unpaid health bills from awhile back when I decided to undergo a series of tests to figure out what was…